(1) Spend more times with family,loved one and friends
(2) Enjoy holidays full of travel and fun
(3) Drive the car that I want
(4) Own my dream house (errm,so far had my own house already.Still under renovation)
(5) Feeling secure
The right path to financial freedom can give all those things in a lifestyle that I'm always dreamed of.
Starting today,I shall make my life changes that put in charge of creating a good income and personal wealth.
Budget:-
The most important step in getting and keeping control of personal finances is to establish a monthly cash flow plan or budget.
Saving:-
Saving money in order to purchase a future need and prepare for the prospects of advancing years are sign of a wise steward. If saving money does not become a lifestyle,DEBT will!
Saving money merely means to put it aside as a store or reserve. There are basically TWO practical reasons why you need to save money.
To build a strong FINANCIAL FOUNDATION and then
To build a strong FINANCIAL FUTURE.
Debt:-
Credit is the mean to pay later for goods or services obtained now. When the priviledge of credit is accepted to purchase an item or a service a debt is incurred. To avoid the matters,either DESTROY all credit card accounts with balances OR negotiate a low interest balance transfer to another available credit card balance (with lowest amount).
